GMOs and Act 120

By Alexandra Noll* Genetically modified foods were approved for human consumption in the United States in 1996. [1] Such products were hailed as revolutionary in the agricultural world. Many were engineered to increase crop yields and to resist the use of pesticides and herbicides. Monsanto’s famed Roundup Ready soybeans came onto the market in 1996.[2] […]

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Fintech Disruption: Balancing Financial Services Innovation and Regulation

By Alex Kraik* The financial services sector, specifically banking, has been mostly impervious to new competition. This is due to regulatory bulwarks that create barriers to entry and the industry’s unique business model.[1]  However, over the past decade, the staid financial world has attracted new industry participants.  These interlopers are beginning to pose a serious […]

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The Future of the Consumer Financial Protection Bureau, Or: Could We Come up with a Worse Initialism than CFPB?

By Tommy La Voy* In the beginning, there was laissez-faire. But after the Great Depression, cooler heads prevailed, and a network of financial regulations were created. Years passed; the history of the Depression became legend, and legend became myth. Financial deregulation and regulatory capture defanged the cops on the Wall Street beat. Bush was president, […]

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The Federalist Regulations: The EPA and the Rush to Regulate Methane

By Joe Moeller* In May of 2016, the Environmental Protection Agency issued the final rules in a series of three Clean Air Act regulations.[1] The rules’ purpose was to increase monitoring of methane and prevent leakage into the atmosphere. The methane rules are also a useful, though flawed, example of the “experimentation” principle of federalism. […]

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